A person who is employed and qualifies for workers’ compensation benefits often gets them, but did you know that if the worker dies on the job, the surviving spouse or child could be entitled to survivor benefits?
One rule that almost every workers’ compensation board in Canada shares is that the worker must have died from a work-related injury or disease before the surviving spouse or family members can claim a benefit. The employer must have also been covered under the respective workers’ compensation act at the time of the employee’s death.
Usually there is a procedure whereby the worker’s family is contacted after the workplace death has occurred.
Here are a few examples of what the surviving spouse or family members are entitled to in Ontario (2017 figures):
- Lump sum awards: $80,673.30 plus-or-minus $2,016.83 for each year the spouse is under or over age 40, respectively
- Monthly awards totalling a minimum amount of $22,904.44 up to a maximum amount of $88,500 annually
- Burial awards: a minimum payment of $3,205.25 with no set maximum, but the burial costs must be 'reasonable'
If there is a dispute regarding your survivor’s benefits, it’s a good idea to contact a lawyer.
Federal Workers' Compensation
Provincial Workers' Compensation Boards in Canada